Who do you bank with...Bank of America or Chase?Which Is Better?Im gonna open with either one today...?

Based on fees,which is better? Like overdraft or NSF...whats the price..cant you chose not go over...What their overdraft limit if you dont have a davings...i know there some bout nh ew debit card overdraft sevices or some..whats the minimum opening deposit..how long do it take for the account to open and get your card???is there a monthly fee...im new to this so helo me out..please save the smart comment...